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First Home Buyers in South Auckland, We'll Help You Get the Keys!

Expert mortgage and insurance advice for first home buyers in Papakura, Takanini, Manurewa, Pukekohe and across South Auckland, at no cost to you.

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Buying your first home in South Auckland is more achievable than you think. Areas like Papakura, Takanini, Manurewa, Drury and Pukekohe are among Auckland’s most popular spots for first home buyers, offering great value, strong communities, and easy motorway access.

At Money Plant, our mortgage and insurance advisers specialise in guiding first home buyers through every step of the process, from understanding your borrowing power and KiwiSaver withdrawal, to securing pre-approval and protecting your home with the right insurance cover.

Housing affordability in South Auckland has improved significantly, with areas including Papakura already sitting within affordable territory for first home buyers. There’s never been a better time to make your move.

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How We Help

First Home Loan: Buy With Just a 5% Deposit. The Kāinga Ora First Home Loan is the most powerful tool available right now, it allows first home buyers to purchase a property with only a 5% deposit, instead of the standard 20% required by most banks. We'll check your eligibility and guide your application.

KiwiSaver: First Home Withdrawal. If you've been in KiwiSaver for 3+ years, you may be able to use your savings as part of your deposit. We'll help you access every dollar you're entitled to.

Mortgage Pre-Approval. Know exactly what you can afford before you start house hunting. Pre-approval gives you confidence at open homes and an edge when it's time to make an offer.

Home & Life Insurance. Getting the mortgage is step one, protecting it is step two. We'll make sure your home, income and family are covered from day one.

Why Choose Money Plant

  • Local advisers who know the South Auckland market
  • Access to major banks and non-bank lenders
  • No cost to you, we’re paid by the lender
  • We handle the paperwork and negotiate on your behalf
  • Advice on mortgages and insurance under one roof