Moneyplant Advice Team, Author at Moneyplant

How much life insurance does a NZ family need?

A simple way to work out how much life cover your family needs, with a worked example for a South Auckland family.

How trauma insurance and income protection differ, when each one pays, and why many families end up with both.

What insurance to consider alongside a new mortgage in NZ: house, life, mortgage protection, income protection and trauma.

How construction loans and progress payments work for new builds and house and land packages in South Auckland.

Fixed vs floating mortgages in NZ, how splitting works, and how to choose a term when you fix or refix.

How New Zealand mortgage brokers are paid, when fees can apply, and what to check in a broker’s disclosure.

Step-by-step guide to buying your first home in Papakura, Takanini and South Auckland, from deposit to settlement.

How much deposit you really need to buy your first home in New Zealand, with the numbers for 5%, 10% and 20% deposits.

How KiwiSaver fund types work, how to choose a provider, and what to check before you switch.

What a 5%, 10% or 20% deposit really means for first home buyers in South Auckland, and how to choose the right option for you.